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Facing the Mortgage Crisis

(User Andrew Ciscel/Flickr)

(User Andrew Ciscel/Flickr)

Photo by User Andrew Ciscel/Flickr

(User RightisWrong/Flickr)

(User RightisWrong/Flickr)

Photo by User RightisWrong/Flickr

LONGMONT, CO - FEBRUARY 18: Boulder County sheriff's deputy Rick Ferguson tapes a 'no trespass order' on the front door of a home that was forclosed in Longmont, Colorado. The tenants had stopped paying their mortgage payments two months before and then moved out just prior to the eviction. (John Moore/Getty Images)

LONGMONT, CO - FEBRUARY 18: Boulder County sheriff's deputy Rick Ferguson tapes a 'no trespass order' on the front door of a home that was forclosed in Longmont, Colorado. The tenants had stopped paying their mortgage payments two months before and then moved out just prior to the eviction. (John Moore/Getty Images)

Photo by John Moore/Getty Images

(User austrini/Flickr)

(User austrini/Flickr)

Photo by User austrini/Flickr

RICHMOND, CA - MAY 07: Several realtor key lock boxes are seen attached to a fence outside of a building with multiple foreclosed units May 7, 2009 in Richmond, California. A study of government data on subprime loans by the Center for Public Integrity showed that 56 percent of the $1.38 trillion in subprime mortgages originated from 15 lenders in California between 2005 and 2007. (Photo by Justin Sullivan/Getty Images)

RICHMOND, CA - MAY 07: Several realtor key lock boxes are seen attached to a fence outside of a building with multiple foreclosed units May 7, 2009 in Richmond, California. A study of government data on subprime loans by the Center for Public Integrity showed that 56 percent of the $1.38 trillion in subprime mortgages originated from 15 lenders in California between 2005 and 2007. (Photo by Justin Sullivan/Getty Images)

Photo by Justin Sullivan/Getty Images