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( benz72 )

Comments made by benz72

Community Clinics Push Enrollment in Covered California As Deadline Approaches

I do believe we will see some of those effects, but there are some additional ones we have not discussed.
1) More aggregate consumption raises demand and equilibrium price
2) Empirically, there are consumers whose premiums increased. This does not agree with the model you propose above, so I must conclude it is, at best, incomplete.
3) Inability to charge consumers in proportion to what they consume will remove disincentives against overconsumption in the sense of 'defensive medicine'. I very much share your concern about rising cost, but disconnecting the bill payer form the service receiver is not a good way to control costs.

The big questions have yet to be answered. What are we progressing towards? How many people do we need? How will the system stabilize and when?

April 2, 2014 at 9:06 a.m. ( | suggest removal )

Community Clinics Push Enrollment in Covered California As Deadline Approaches

RC, those services are still being provided and subsidized. We have not shifted the burden of payment back to the consumer of the service but rather to a different set of subsidizers. How is that progress?

April 1, 2014 at 9:58 a.m. ( | suggest removal )

Community Clinics Push Enrollment in Covered California As Deadline Approaches

RC, empirically it is only lowering some premiums while raising others. Additionally would you please cite your source for this claim " it's lowering premiums because insured people are not paying for the indigent people crashing emergency rooms" as it seems incredibly early for an effect like that to be measured.

March 31, 2014 at 7:22 a.m. ( | suggest removal )

Community Clinics Push Enrollment in Covered California As Deadline Approaches

I agree that some limited access improves overall health of the society. Immunization in particular is important even for those unwilling to pay for it. However, when we start talking about hundred thousand dollar procedures and lifetime prescriptions the question of return on investment must be reexamined.
'As much as you want for free' is certainly not a sustainable model.

March 27, 2014 at 11:55 a.m. ( | suggest removal )

Todd Gloria Gets OK To Propose Measure On Increasing Minimum Wage In San Diego

We are already seeing some of that. When was the last time you were in a grocery store or pharmacy that didn't have a 'swipe your own purchases' line?
The best chess player in the world is Deep Blue, the Jeopardy champion is Watson. The next few decades will be very interesting.

March 26, 2014 at 9:33 a.m. ( | suggest removal )

Community Clinics Push Enrollment in Covered California As Deadline Approaches

OK, thanks DLR, what do you think would be a good way to reapportion those costs based on poor individual choices?

March 26, 2014 at 9:24 a.m. ( | suggest removal )

Todd Gloria Gets OK To Propose Measure On Increasing Minimum Wage In San Diego

PDSD "A higher minimum wage reduces turnover, something very expensive for employers. It also brings stability and more spending to the economy"

Do you see there being a limit to that assertion? It seems likely that at some point the spending would have to decrease as the production costs have increased to the point where a fair number of goods simply aren't worth creating. I do agree that a very high minimum wage would reduce turnover, though in no small part by pricing humans out of segments of the workforce.

March 25, 2014 at 3:02 p.m. ( | suggest removal )

Community Clinics Push Enrollment in Covered California As Deadline Approaches

Right, that seems like it penalizes the healthy for the benefit of the unhealthy, which I believe was the original point. Safe drivers pay less for car insurance and diabetic smokers(should) pay more for health insurance. Is it possible you and JM are arguing past each other?

March 25, 2014 at 2:54 p.m. ( | suggest removal )

Todd Gloria Gets OK To Propose Measure On Increasing Minimum Wage In San Diego

JM, that is not necessarily true. An increasing marginal labor cost incentivizes automation. Roboticists and programmers will benefit. Repair and maintenace techs will benefit. Eventually, when the preograms are able to outperform some given level of unskilled laborer those reliant on that service will benefit as will the purveyor of that automated service. There can be a lot of benefit for a lot of people. Granted, those benefits are unlikley to accrue to those whose increased wages have caused them to be undercut by a cheaper and more reliable machine that works 20+ hours a day, never has to take time off for the school play and keeps it's hand out of the till.

March 25, 2014 at 11:43 a.m. ( | suggest removal )

Community Clinics Push Enrollment in Covered California As Deadline Approaches

DLR, at least per this explanation http://en.wikipedia.org/wiki/Capitati...) it seems like the capitation differential payments are from the insurer to the provider, not from the insured to the insurer. Is there a better description of what you mean available?

Also, as a non-racist and non-regressive troll who did not support Medicare expansion I still do not support the ACA. Socialized medicine is just as bad when R's try to do it as when D's try to do it.

March 25, 2014 at 11:27 a.m. ( | suggest removal )