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California has some of the least restrictive regulations in place when it comes to payday lending, those short-term, high-interest loans with payments taken out of your next paycheck. A new study looks at who is borrowing, from where and why, plus a warning to those looking to borrow online.

The amount of money Americans owe on student loans recently exceeded the nation's credit card debt. That may lead one to ask: Is it smart to borrow a lot of money to go to college? Student financial aid expert Mark Kantrowitz says college debt is OK — if you're careful.

As the controversy over the National Security Agency's phone and Internet data gathering reminds us, one of Congress' most challenging assignments is oversight of the nation's intelligence community.

IBM's computer technology put it on top for years, but its failure to recognize the personal computer revolution hurt it badly. Now it has had to redefine itself to work its way back to the top. However, it's still sticking to its roots and pouring billions of dollars into research.

They're accused of "not using one's best efforts to win a match." The matches drew boos.

American consumers sent out decidedly contradictory signals Tuesday, spending more in December while telling researchers they were less confident about the economy.

NPR asked its fans on Facebook what they are planning to do with the extra cash: More than 1,000 people responded, and most said they would pay down their credit card bills. Although that may not be immediately stimulative, it may boost the economy down the road.

Millions of dollars have been spent to digitize medical records. But doctors are only slowly adopting the the new systems, and many systems won't talk to each other. Some now wonder when the promised benefits in care and cost savings will arrive.

The city of San Francisco is taking a step to even the playing field by offering public school kindergartners college savings accounts. It is part of a nationwide effort by government and nonprofit groups to address the widening wealth gap.

They sent out decidedly contradictory signals Tuesday, as reports showed holiday spending was up significantly but consumer confidence fell.