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Covered California Gives The Uninsured Another Chance

Covered California Gives The Uninsured Another Chance
The Feb. 15 deadline to buy health insurance and avoid a tax penalty has come and gone, but Covered California is offering consumers another chance to sign up.

Covered California is offering consumers yet another chance to buy a health plan.

This special enrollment period runs from Feb. 23 to April 30, two weeks after taxes are due.

President Barack Obama announced a similar special enrollment period for uninsured consumers who live in states that don't offer their own insurance exchange. They can enroll through the Healthcare.gov website.

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To take advantage of it, people have to affirm that they did not realize there was a tax penalty for being uninsured.

For 2015, that penalty is $325 per person or 2 percent of household income, whichever is greater.

Peter Lee, Covered California executive director, conceded that the fine may be less than the cost of a health plan.

“But we want to get the word out that paying a penalty is not the best strategy for consumers," Lee said. "Getting coverage is the best strategy.”

Lee estimates between 200,000 and 600,000 Californians may have to pay the tax penalty.

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More than half a million people are expected to have signed up with Covered California by the end of this year's open enrollment period. Nearly a million people signed up last year.