Covered California premiums will be going up an average of 13.2 percent next year.
The health insurance exchange is sending out notices to its 1.3 million policyholders, asking them to check online to find out how much their premiums will rise.
The vast majority of policyholders qualify for a subsidy which can make the price hike a bit easier to swallow. In addition, exchange officials say most consumers will save money if they shop around.
But comparison shopping can only go so far for people who make too much to qualify for a subsidy.
Take, for example, a couple in San Diego who make $80,000 a year. The cheapest HMO plan costs $416 a month, with a $6,300 annual deductible per person.
Current policyholders can renew or switch plans now. The open enrollment period starts Nov. 1.