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Firefighters work from a deck as the Palisades Fire burns a beachfront property Wednesday, Jan. 8, 2025 in Malibu, Calif.
Etienne Laurent
/
AP
Summer has traditionally been the time that wildfires come into focus in California, but that risk has now grown into a year-round threat. This reality is fueling an alarmingly-strained insurance market, with companies declining to provide new fire coverage or renew existing policies.
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